Mortgage refusal due to spray foam
Why it happens here
Lenders treat spray foam as a risk because it can hide damp, rot and structural defects. In Greatham, many installations were done years ago under insulation schemes, and there is often no paperwork. When a surveyor flags it, the lender usually insists on removal.
Our approach
We remove the foam fully and provide a detailed report with photos. We can also carry out an insulation assessment first if you need to know the scope. This gives your lender the evidence they need to proceed.