Mortgage refusal because of spray foam in the loft
Why it happens here
Lenders treat spray foam as a risk because it can hide structural damage and block roof ventilation. In Brenda Road's older terraces, foam was often installed without any ventilation gap, which makes it worse. Surveyors flag it and the mortgage stalls.
Our approach
We remove the foam completely, check the timbers underneath and leave the roof space ventilating properly. We provide a clear record of what was removed so your lender and surveyor can see the roof is clean. Most Brenda Road mortgage jobs are done within a week of the first call.